Privacy Policy

1. Introduction

At Tenfold, we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and share your data when you use our platform. By accessing or using Tenfold, you agree to the terms described in this Privacy Policy.

2. What Information We Collect
2.1 User-Provided Data

  • We collect financial data that users manually input, including income, expenses, and investment preferences.

  • No additional financial data is collected beyond what users voluntarily provide.

2.2 Automatically Collected Information

  • We may collect anonymized usage data, such as app activity, and, with your consent, extract financial transaction details from push notifications received on your device. This helps automate expense and income tracking.

2.3 Cookies and Tracking Technologies

  • Tenfold does not use third-party tracking or advertising cookies.

3. How We Process and Use Your Information
3.1 Purpose of Data Collection

  • Provide financial insights, budgeting tools, and portfolio optimization.

  • Automate income and expense tracking through analysis of transactional push notifications.

  • Improve app functionality, personalization, and accuracy of financial records.

3.2 Data Retention

  • We retain user data only as long as necessary for the intended purposes outlined in this policy.

  • Users may request deletion of their data, subject to applicable legal requirements.

4. Data Sharing
4.1 No Third-Party Data Sharing

  • Tenfold does not currently share user data with third-party services, advertisers, or affiliates.

4.2 Legal Compliance

  • We may disclose user data if required by law or in response to valid legal requests.

4.3 Aggregated and Anonymized Data

  • We may use anonymized data for internal research and service improvement purposes.

5. Data Security
5.1 Protection Measures

  • We implement strict security protocols—including encryption and access controls—to safeguard your data, including information obtained through remote access to push notifications. This data is securely transmitted to and stored on our servers with limited access only for financial tracking purposes.

5.2 User Responsibility

  • Users are responsible for maintaining the security of their account credentials.

6. Your Rights
6.1 Access and Updates

  • Users can access and update their personal financial data through the platform.

6.2 Data Deletion Requests
6.3 Policy Updates

  • We may update this Privacy Policy as needed and will notify users of significant changes.

7. Contact Information

If you have any questions or concerns regarding this Privacy Policy, please contact us at sepuluhlipat@gmail.com

8. Push Notification Access
8.1 Purpose of Notification Access

Tenfold may request access to read your device’s push notifications to automatically capture financial transactions (e.g., salary payments, e-wallet deductions, or bank activity). This access helps automate your income and expense tracking without manual input.

8.2 Data Handling and Security

  • Notification data is securely transmitted to Tenfold’s servers.

  • Only financial-related content is processed; irrelevant or personal notifications are discarded.

  • All data is encrypted during transmission and storage.

  • You may withdraw permission at any time through your device settings.

8.3 User Consent

Notification access is opt-in only. Tenfold will not access or process push notifications without your explicit consent. We never sell or share this data with third parties.

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